Cinq Mortgage

Purchase Documents Checklist

Purchase Documents Checklist

Below is the list of documents you need to apply for Purchase loan:

Purchase Checklist

Home Loan Timeframe.

- Up to 4 weeks

Home Loan Closing costs.

- Closing costs range between 0 and 3 % of loan amount
- No cost option is available.

Documents needed for Purchase Loan.

- Purchase Agreement Earnest Money Deposit Receipt
- W-2 for the previous 2 years
- Paystubs covering 30 days period
- 3 most recent bank statements on all depository accounts
- Homeowners' insurance information (agent's name and phone number or Insurance Declarations page)
- Personal tax returns for the previous 2 years
- Landlord information of all residences within the past 2 years

+ Self Employed Borrowers only:

- Business tax returns for the previous 2 years
- Business Licenses covering a 2 year period
- Year-to-date profit and loss statement (P&L)

+ If Applicable:

- Final divorce decree
- Proof of child support receipt and continuance
- Full bankruptcy filing
- Bankruptcy discharge
- Copy of a Green Card
- Copy of SSN card
- Disability Award Letter
- SSI Award Letters
- Pension Award and Continuance Letters

Quick Quote

CINQ HOLDINGS INC dba CINQ MORTGAGE
NMLS # 2073815
ALEXANDER MUTUC
NMLS # 1996425
25422 Trabuco Road
Suite 105-627
Lake Forest CA 92630
800-488-0481
Cinq Mortgage
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Copyright ©2020 Cinq Holdings Inc., dba Cinq Mortgage. Licensed by the California Department of Real Estate, DRE# 01788664 / CO. DRE# 02124821. NMLS# 1996425 / CO. NMLS# 2073815. 25422 Trabuco Road Suite 105-627 Lake Forest, CA 92630 (949) 563-7539. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.